If you are interested in investments, personal finance or the financial market in Japan, it is important to have a basic knowledge of financial vocabulary in Japanese. In this article, we have listed a series of Japanese words related to the financial niche in Japan. These words are essential for understanding financial news, investment reports and documents related to the financial market in Japan.
In addition, we'll explore some finance-related high-search words frequently searched for by Japanese investors and consumers. With this vocabulary guide, you will be able to improve your knowledge of finance in Japanese and feel more confident when reading and discussing financial topics with other Japanese speakers.
In this article, we'll cover words related to banking, brokerage, investing, insurance, and more. We'll also highlight finance-related words such as loans, credit cards, cryptocurrencies, and taxes. Ready to learn a little more about finance in Japanese?
Table of Contents
Top Japanese words about finance
- Shouken gaisha - Securities Brokerage
- Investment Fund - Fundo de Investimento
- 銀行 (Ginkou) - Bank
- 金利 (Kinri) - Interest rate
- Stock Market (Kabushiki shijou) - Stock Market
- Exchange Rate (Kawase souba) - Currency Market
- Financial Planner - Financial Planner
- Insurance (Hoken) - Insurance
- Risk Management - Risk management
- Inflation - Inflation
- Economic Growth - Economic Growth
- Corporate ing (Kigyou kaikei) - Business ing
- International Finance (Kokusai kin'yuu) - International Finances
- Fiscal (Zaisei) - Public Finances
- Savings (Chochiku) - Savings
- Credit Card - Credit Card
- Consumption Tax (Shouhizei) - Tax on Consumption
- Housing Loan (Jyuutaku roon) - Real Estate Loan
- Cashless Payment (Kyasshu ressu kessai) - Payment without cash
- Virtual Currency (Kasou tsuuka) - Cryptocurrency

Banks and banking services
When it comes to banks and financial institutions in Japan, there are many important words to learn. Some of these words include 預金 (Yokin) for deposit, 融資 (Yuushi) for loan, and 金利 (Kinri) for interest rate.
With these words in your vocabulary, you will be able to better communicate with your bank or financial institution, as well as better understand the and conditions of their products and services. Other words are:
- Yokin - Bank deposit
- 口座 (Kouza) - Bank
- ATM (エーティーエム, E-ti-e-mu) - Automated Teller Machine
- Cash card - Bank card
- 通帳 (Tsuuchou) - Bankbook
- Loan (Roon) - Loan
- Financial institution - Instituição financeira
- Internet Banking - Banking Online
- Ordinary savings (Futsuu yokin) - Current
- 定期預金 (Teiki yokin) - Fixed-term deposit

Securities and Investment Brokers
When it comes to investing and financial dealings in Japan, it is important to have a good understanding of the vocabulary used. Some of the most important words include 株式市場 (Kabushiki shijou) for stock market, 仲介業者 (Chuukai gyousha) for broker, and 為替相場 (Kawase souba) for exchange rate.
With these words in your vocabulary, you will be able to better understand Japanese financial market movements and make more informed decisions about your investments. Other words are:
- Stock (Kabu) - Shares
- 投資 (Toushi) - Investment
- Stock Investment Trust - Fund for investing in stocks
- Investment fund - Fundo de investimento
- 銘柄 (Meigara) - Stock titles
- 株価 (Kabuka) - Stock price
- 業績 (Gyouseki) - Financial performance
- Stock Market (Kabushiki shijou) - Stock market
- 取引 (Torihiki) - Transaction
- 値動き (Nechigawari) - Price variation

Insurance and Pensions in Japanese
With these words in your vocabulary, you will be able to better understand the insurance and pension options available in Japan and how they work.
- Insurance (Hoken) - Insurance
- Car insurance (Jidousha hoken) - Automobile insurance
- Life insurance (Seimei hoken) - Life insurance
- 医療保険 (Iryou hoken) - Health insurance
- Pension (Nenkin) - Retirement, Social Security
- Personal pension (Kojin nenkin) - Private pension
- Life Insurance Policy (Seimei hoken shouken) - Life insurance certificate
- 保険料 (Hokenryou) - Insurance
- Insured (Hi hokensha) - Insured
- Insurance compensation (Hokenkin) - Insurance indemnity
- Public pension (Koutei nenkin) - Social security
- Corporate pension (Kigyou nenkin) - Private pension offered by companies
- Car Insurance - Seguro de automóvel
We recommend reading: Shakai Hoken - Japan's Social Insurance

Taxes and Taxes in Japanese
Taxation in Japan can be complex and confusing for anyone unfamiliar with Japanese financial vocabulary.
Some important keywords include 所得税 (Shotokuzei) for income tax, 消費税 (Shouhizei) for sales tax, and 税務署 (Zeimusho) for the tax office.
With these words in your vocabulary, you'll be able to better understand how Japan's tax system works and properly prepare to pay your taxes. Other words are:
- Tax - Taxes
- Income Tax (Shotokuzei) - Income tax
- Consumption Tax (Shouhizei) - Tax on consumption
- Taxable income (Kazei shotoku) - Taxable income
- Zeimusho - Tax office
- Tax payment (Nouzei) - Payment of taxes
- Withholding Tax (Gensen choushuu) - Retention at source
- Tax System Reform (Zeisei kaisei) - Tax reform
- Corporate Tax (Houjinzei) - Corporate income tax

Economy and Public Finance
When it comes to Japan's economy and public finances, it's important to be aware of specific financial vocabulary. Some of the more important words include 国内総生産 (Kokunai soushousan) for gross domestic product, 財務省 (Zaimu shou) for ministry of finance, and 財政政策 (Zaisei seisaku) for fiscal policy.
With these words in your vocabulary, you'll be able to better understand the Japanese government's economic policies and how they can affect your everyday life. Other words are:
- GDP (Gross Domestic Product, Kokunai soushousan) - Gross domestic product
- Foreign currency (Gaika) - Foreign currency
- Exchange rate (Kawase souba) - Exchange rate
- Finance (Zaisei) - Public finance
- 赤字 (Akaji) - Deficit
- Black figure (Kuroji) - Surplus
- Ministry of Finance (Zaimu shou) - Ministry of Finance
- Fiscal policy (Zaisei seisaku) - Fiscal policy
- Central Bank (Chuou ginkou) - Central bank
- Fiscal deficit (Zaisei akaji) - Fiscal deficit
Learning Japanese with finance?
Now that you have a comprehensive list of Japanese words related to the world of finance, we hope you will feel more confident when dealing with financial matters in Japan.
Learning these keywords can help you better understand Japanese financial vocabulary and allow you to communicate more effectively with professionals in the finance and banking industry.
If you're planning to invest, do business, open a bank , apply for a loan, pay your taxes, or even consider insurance and pension options in Japan, these words will come in handy. Be sure to study them carefully and practice your pronunciation to feel more confident using them.
We hope that this list of keywords in Japanese is helpful and that you can apply them in your financial life. Good luck! If you want to learn more Japanese, we recommend checking out our course.